We develop a clustering-based algorithm to detect loan applicants who submit multiple applications (“cross-applicants”) in a loan-level dataset without personal identifiers. A key innovation of our ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of payments. As machine learning continues to reshape the financial services industry, most headlines are ...

Simply sign up to the Artificial intelligence myFT Digest -- delivered directly to your inbox. Algorithm: A sequence of rules that a computer follows to complete a task — it takes an input, for ...

Machine-learning algorithms find and apply patterns in data. And they pretty much run the world. Machine-learning algorithms are responsible for the vast majority of the artificial intelligence ...

New technologies are playing a fundamental role in directing where businesses are going and, to some extent, in determining how the future is shaping up. As part of our recent work, my fellow ...

In recent articles I have looked at some of the terminology being used to describe high-level Artificial Intelligence concepts – specifically machine learning and deep learning. In this piece, I want ...